Purchases and first time buyers
Your first step onto the property ladder is a big one and we will give you the right advice. The more deposit you can provide the better, this is because you tend to get a better rate and have more chance of being accepted for the loan. We’ll also help you to consider how much you can pay monthly.
If your current mortgage rate is ending, we’ll help you find a new rate and lender; this means you won’t just get switched on to your lenders standard variable rate. We know that sometimes your best option is with your current lender, but it is in your interest to let us re-check the whole mortgage market.
Buy to let
Getting the most cost effective mortgage makes a big difference to what you earn. These mortgages need a large deposit and the rent received must cover the interest payments on the mortgage. We also specialise in professional portfolio landlords
These mean you can repay your loan faster and often save large sums. They are especially good value for higher rate tax payers and people with decent savings
We can offer you an offshore mortgage if you are not a resident in the UK. And when it comes to buying will take trouble to help you understand each stage of the process
Commercial and Development
We provide finance for a wide variety of residential development projects. We know how to minimise the bureaucracy and will package loan applications for you to save time when it comes to getting your mortgage approved. Unlike other mortgages there aren’t set rates for development finance, instead we’ll negotiate with a panel of lenders to get you the best possible terms
Short Term/Bridging finance
Here a mortgage is available at short notice. We are not restricted to any single lender, so will arrange funds on time and at the best rates
We have successfully arranged many of these and have good contacts with various lenders, including several private banks.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT